PRIVACY POLICY This Privacy Policy (“Policy”) describes how Open Commerce LLC (“Company”) collects, uses, and shares information about you when you use our mobile payment application (“App”) to accept card payments from customers for goods and services sold by you or your business. 1. INFORMATION WE COLLECT When you use the App, we may collect the following types of information: - Personal information: We may collect your name, email address, phone number, and other contact information in order to create and manage your account with us. - Payment information: We may collect your credit or debit card information, as well as information about the payments you process through the App. - Device information: We may collect information about the mobile device you use to access the App, including but not limited to device type, operating system, and unique device identifiers. - Usage information: We may collect information about how you use the App, including but not limited to your interactions with the App and the pages and features you access. 2. HOW WE USE YOUR INFORMATION We may use the information we collect for the following purposes: - To provide and improve the App and payment processing services we offer; - To communicate with you about your account and the services we provide; - To process payments on your behalf and deposit funds to your designated bank account; - To analyze and improve our business operations and the user experience of the App; - To comply with legal and regulatory requirements; and - To prevent fraud, security breaches, and other illegal activities. 3. SHARING OF YOUR INFORMATION We may share your information with the following types of third parties: - Service providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, customer support, and data analysis. - Business partners: We may share your information with business partners who offer services that are complementary to ours, such as marketing and advertising services. - Law enforcement and government agencies: We may share your information as required by law or to respond to a subpoena or other legal process. 4. SECURITY OF YOUR INFORMATION We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no security measures are foolproof, and we cannot guarantee the security of your information. 5. YOUR CHOICES You may update your account information or change your preferences at any time by logging into your account and accessing your account settings. 6. CHILDREN’S PRIVACY The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under the age of 13. 7. CHANGES TO THIS POLICY We may update this Policy from time to time. If we make material changes to this Policy, we will provide notice to you by email or by posting a notice on our website. 8. CONTACT US If you have any questions or concerns about this Policy or our practices regarding your information, please contact us at privacy@open.is.